It’s been coming for a while. Florida started several years ago, and in September 2012 the Texas Department of Insurance began interpreting its licensing rules to require that it would no longer issue an adjuster license to any individual who is resident of a state that also requires licensure.
This means that residents of states that historically flowed hundreds of adjusters to Texas for licensure, like Louisiana, Alabama, Indiana, Kentucky and others, must now secure their “first” license in their home state. Then, and only then, will they be able to secure “non-resident licensure” in states like Texas, Florida and others through reciprocity.
This came a quite as surprise to many, especially those who had applications pending with TDOI when they changed their minds. Unfortunately, as is the sad truth about our regulatory bodies, there was and still is little if any communication to the public of this restriction.
So, if you already have your non-resident Texas license, what’s the big deal? The answer is that, if a non-resident adjuster lives in a state that in the past several years began to require licensure (e.g. Louisiana, Indiana, Alabama, Kentucky, et al.), it can be a REALLY BIG DEAL…and one that could result in a very costly mistake, terms of both time and money, for the unknowing adjuster. Continue Reading