For the first time since 1989, Florida has changed the continuing education requirements for licensed adjusters by dropping the mandatory category requirements of Law, Ethics, and Optional categories and how many of each that adjusters must take.
Effective today, October 1st, ALL Florida-licensed (resident-adjusters in most cases) adjusters whose CE compliance periods end this month, and from here on out, MUST complete a specific 5-Hour Law & Ethics Update course in each two-year license CE compliance period. The content of this 5-Hour Update course is highly regulated and most of the content has been specifically described by Florida’s Department of Financial Services/Education Section.
The problem is…despite nearly two years of communication from the Division of Agent & Agency Services to Florida insurance licensees, the message has not effectively reached its intended audience, and now adjusters are panicking and rushing to ensure compliance and save their licenses. Estimates are that from now on, with each passing month, approximately 2,500 Florida licensed adjusters will come face to face with this mandatory requirement…and find limited ability or availability to meet the requirement…and with penalties of $250 per licensee for failure to do so, that’s a scary thought. But there is a solution…
Many providers are quickly moving to create these 5-Hour courses, as Florida hosts more than 300,000 agents, and upwards of 75,000 licensed adjusters and public adjusters at last count. Unfortunately, most of the 5-Hour courses currently being approved are for Life & Health, and Property & Casualty/General Lines agents…a no-brainer since there are roughly four times as many of them as us. Consequently, many adjusters will find these “adjuster-approved” courses to be both painful due to their irrelevance and a waste of their time, compliance to requirements notwithstanding.
Specific Courses for Specific Lines
The sad news is that while many of these mandatory 5-Hour Update courses are being approved for adjusters, most of them are simply “agent” courses filed by agent-specific providers who just “tag on” the approval for adjuster credit, and why not? Insurance is insurance, isn’t it?
No, it’s NOT! Insurance is not purchased because something happened. Insurance is purchased, and sold, “just in case” something happens. Think of it this way: The horses are in the barn, the chickens are in the coop, and everyone and everything is safe. Agent CE is all about providing for “the what if’s…”
For adjusters, everything is different. The horses are out of the barn, the chickens have flown the coop, and the barn and farmhouse has burned to the ground! Adjusters live in a different world than do agents, and their practices, education and training needs are different! Even within the claims industry itself, adjusters come in many different kinds and types, and their own needs are different from each other…and AE21 Online knows it and has provided for it.
In another of many “firsts” in Florida, AE21 Online now offers five different kinds of 5-Hour Law & Ethics Update courses, each of which is specifically designed for Auto, Liability, Property, Workers’ Compensation, and Public Adjusters!
Nowhere will you find any finer or more relevant online 5-Hour Update courses specifically designed for adjusters, there’s simply no better solution for the 5-Hour Update course than by taking it ONLINE! You can take as much time as you want…do it now or spread it over a week, two weeks, even a month or more! And the price is right! Just $27.50, and reduced employer group rates are available! We are not the cheapest CE on the street, but we ARE the BEST! If you care about your profession, if you care about your BUSINESS, if you care about making money and not wasting time, you’ll try AE21 Online!
For more information, click here for our new AE21 Online Website, or for a peek at these courses, click here to go straight to AE21 Online’s e-Learning System, and if you have any questions, just call us at (800) 820-4550.